What is NOT regeneration!
Belief, since this is just in the understanding, and does not change loves in the will.
Personal acceptance of vicarious atonement, since this again does not mean we examine our lives and deal with temptations.
Blind obedience: obedience to truth is fruitful, but blind obedience has no input from wisdom in the understanding.
Knowledge, even of truths (wisdom), even of what is good, is no use unless it is used to reform the will. It is ‘faith alone’ to think that only knowledge is efficacious.